WF Deals also stack with the usual rewards benefits. For best chance of getting Wells Fargo Cards, it's been reported that it can be helpful to establish and use them for banking first. Sign on to the Credit Card Service Center through Wells Fargo Online and select Request Balance Transfer under Account Management. 2. Lucky you. The Wells Fargo Propel … Your total credit limit will be provided with your Credit Card and shows on each of your billing statements. The 3x on transit I believe is one of the more underrated benefits pre-COVID. All Wells Fargo credit cards have $500 in phone insurance included too. Important Credit Terms. I still activate them all because why not, and there is something I might go to or use like Starbucks or national chain. Can you tell me about the phone insurance? Is a relationship necessary to be approved? So Netflix, Disney+, and Hulu count, but not SubParTVNetwork Premium+. Since the points on this card — known as … If you do not have a Wells Fargo Credit Card yet, you can request a balance transfer when you apply for a credit … Wells Fargo Propel … To qualify for the 30,000 bonus rewards points, a total of at least $3,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. This makes each point worth 1.5¢ instead of 1¢. A subreddit for discussing any aspect of credit cards. Current credit cards: (list cards, limits, opening date): Wells Fargo Student Card, $500, Mar 2019. Cardholders get up to $600 in cellphone insurance per claim as long as they pay their cellphone bills with their Propel card (max $1,200 … You promise to use your Account only to the limits. Wells Fargo Propel American Express® card cons. Wells Fargo Propel American Express® card full terms and conditions. I will say Wells Fargo … The 3x on restaurants applies to literally any merchant under the broader restaurant umbrella, which on a no AF basis can only be matched by CFF/CFU. How is the bank managing this card? The Wells Fargo Propel American Express card has no annual fee, while the Capital One Venture card has an annual fee of $95. ATM transactions, cash advances of any kind, balance transfers, SUPERCHE… Wells Fargo Propel Amex – The 20,000-point intro bonus is worth $200. This is my workhorse card. Cash advances and balance transfers do not apply for purposes of this offer and may impact the credit line available for this offer. Wells Fargo: Provider of banking, mortgage, investing, credit card, and personal, small business, and commercial financial services. For example, right now I'm refraining from going to the grocery so I can do a $400 purchase of groceries I would normally get (usually I spend $200/month). Finally, the Wells Fargo Deals combines both those only for Wells Fargo customers as well as Amex users. Given its robust rewards, profuse perks, and lack of an annual fee, the Wells Fargo Propel American Express® Card has few downsides — except for the credit requirement. This is my main driver. Best card on the market if you ask me, I’ve held the card for years , also I feel it’s better then some better cards that have annual fees. In general, you’ll need at least … The Freedom Flex offers the same cashback on dining and is a stronger card overall (in my opinion/usage), & the Blue Cash Preferred gives the same transit bonuses with larger streaming ones. To capture it, you’ll have to spend $1,000 total in the first three months, earning another 1,000 points at a minimum … How is this card? Next step: apply for Wells Fargo Propel American Express® card. There’s nothing that this card offers that other banks (chase, Amex) don’t with superior customer service. Press question mark to learn the rest of the keyboard shortcuts. The Wells Fargo Propel American Express® card doesn’t charge a foreign transaction fee, but that may not be a huge benefit overall since American Express credit cards aren’t as widely accepted overseas as other credit card networks. If you want to redeem your rewards for cash at a Wells Fargo ATM, you must have a Wells Fargo account, … I've been thinking about this card for a while now and pulled the trigger last night. Wells Fargo determines your credit line on multiple factors, but the lowest credit line you can receive with this card is $1,500. Even making payments is handled differently than my other cards as I like to make small payments, often. I also have the Barclays Apple rewards card (wouldn’t recommend just get the Apple credit … The Wells Fargo Visa Signature card earns the same Go Far Rewards as the Wells Fargo Propel card and you can transfer points between accounts. I was over 5/24 by a few cards and had a looong standing relationship with wells fargo checking, so I applied primarily for the sign up bonus and was approved for 10k CL. Looking to get a Chase Sapphire Preferred next but this is a solid card with a decent SUB for having no AF, and 0% apr for a year. Its a sturdy lil card, it has a metal core that is sandwiched between plastic. Learn more. I have been with Wells Fargo for the past 5 years. Wells Fargo Propel: Pricing information including interest rates, benefits and fees was obtained on May 20, 2020 from published websites and is believed to be accurate, but not guaranteed. I didn’t have any relationship with WF when I got approved. The minimum recommended credit score for this credit card is 700. Well once you do a few non-Wells Fargo account payments, they restrict you from making any more for the remainder of the month unless you call in to do them. Opens in a new window. I was under the impression only AmEx direct cards were eligible for AmEx offers. Approval wasn’t hard and they immediately allow you to do a CLI (with another hard pull) if you aren’t happy with the initial credit limit. Called CSR this morning … For best chance of getting Wells Fargo Cards, it's been reported that it can be helpful to establish and use them for banking first. The card hits every high note, offering 20,000 bonus points after spending $1,000 in the first … The Wells Fargo Propel American Express® card requires good to excellent credit. Wells Fargo Propel AMEX app submitted Friday, 27-Jul. It is important to pay them in full and on time. Customer service experience has been good so far. However, the Venture card has a significantly higher … It is important to pay them in full and on time. Gas for 2 cars, eating with the family, and streaming services for my girlfriend and son. Wells Fargo Propel Approval! Call Wells Fargo customer service at 1-800-642-4720. I don’t mind because I have been using reddit and other people for guidance as well. Do they have a special customer service line for this card? I again asked to double my credit line (from $7,500 to $15,000). Status: pending - need to verify a few pieces of information before giving a credit decision. Apple Card, $5000, Sept 2019. All things considered: 10/10 would recommend. Most credit card offers require very good credit. If you’re new to credit cards and looking to earn rewards, the Wells Fargo Propel could be a strong starter option. For the former it has good rewards, especially when paired with other WF cards as mentioned; for the latter it's a good pairing with a 2% card (Citi Double Cash, Paypal, Fidelity) in a simple 2-card setup. That’s a 76 percent increase, … Or call 1-800-642-4720. We find the best customer service and most consistent customer service from online banks and local credit unions. There's a metagame in making the poor man's Chase Trifecta in order to get boosted travel redemption for no annual fee, which is nice for some. Compared to other credit cards that typically have minimum credit … You can request a credit limit increase (CLI) directly from Wells Fargo by phone or online. Do note it's for top services, not every little streaming service on the web. Click here to sign on to your Wells Fargo account(s). Wells Fargo Propel: Pricing information including interest rates, benefits and fees was obtained on May 20, 2020 from published websites and is believed to be accurate, but not guaranteed. Just applied for the card a few months ago and like it so far. Discover It (Student), $2500, Nov 2019. It’s one of several rewards cards issued by Wells Fargo.. Offering 3X points per dollar spent on … Wells Fargo also makes transferring points from your Wells Fargo Propel card easy – including transfers to family and friends or other Wells Fargo credit cards. Then everything else goes on my Double Cash. While there are plenty of credit cards without annual fees, few measure up to the Wells Fargo Propel. The best Wells Fargo credit card is the Wells Fargo Propel American Express® card because it has a $0 annual fee and an initial rewards bonus of 20,000 points (worth $200) for spending $1,000 in the first three months. Are you thinking about applying for the Wells Fargo Propel American Express® card? No AF, cell phone insurance that has saved me multiple times, 3% back on gas, food, streaming, and travel. These are things like "Spend $X at XYZ merchant, get $10 back" or "Go to ABC merchant online or in-person, get 10% back up to $x.xx cash back". A subreddit for discussing any aspect of credit cards. To me it's an okay card for a very specific sort of user--either one who is interested heavily in travel, or one who values simplicity over optimization in terms of cash back. New comments cannot be posted and votes cannot be cast, More posts from the CreditCards community. We may restrict the amount of your credit limit that can be used for Cash Advances. You should be approved with a score like that. For a free card, it's hard to beat. Approval wasn’t hard and they immediately allow you to do a CLI (with another hard pull) if you aren’t happy with the initial credit limit. Getting approved for a credit card requires a little planning. Existing relationship with WF. Low minimum credit line. If you opened a Wells Fargo Credit Card within the last 15 months, you may not be eligible for introductory annual percentage rates, fees, … Unlike other cards, this means virtually all transit from rental cars, tolls (bridge, expresslanes, etc...), parking (garage and meters), trains, planes, and public transit. Also interesting is Spotify/Apple Music count, but not Soundcloud. Also how is wells fargo? Cash Back Cash Wise Visa ® trademark card learn more about the Wells Fargo … It's a great daily card. Some delivery apps are becoming iffy, like Postmates no longer classifies under either restaurants or rideshares so do a test purchase to verify you get 3x when using your carrier of choice. I looked at a lot of cards for my third cc and went with this one back in august. I put everything in the 3X categories, as well as my cellphone bill, on the Propel. 1. (8) Credit Limit. Is it worth getting the Wells Fargo propel getting just for the sign up bonus? Just applied for the card a few months ago and like it so far. Finally, especially during COVID-19, Wells Fargo Rewards has been dropping silent offers (activation required) where the first purchase of the listed category is 10% cash back up to $40. Find out how Chase determines your credit limit … Generally speaking, good credit means a credit score of 690 or better. I have always just cashed out and I think the card is awesome. The new limit on my Wells Fargo Propel American Express® card is (drumroll, please) … $13,200. 3x on several categories; travel, dining, gas, streaming... Easy to redeem rewards. Please ask questions and contribute to the knowledge surrounding credit cards. New Wells Fargo Propel American Express® card cardholders receive 20,000 bonus points when you spend $1,000 in purchases in the first 3 months. Press J to jump to the feed. Enter your username and password to securely view and manage your Wells Fargo accounts online. It's pretty great. Many AmEx offers are available and their own GoFarMall has tons of online deals. Limits on withdrawing cash. Wells Fargo Propel American Express vs. Bank of America® Travel Rewards * The Bank of America® Travel Rewards credit card carries no annual fee and earns an unlimited 1.5 points per … Other cards limit to just airfare and rentals. Chase Freedom Flex, $3800, Oct 2020. These bonus rewards points will show as redeemable within 1-2 billing periods after they are earned. Opens in a new window. As with the rest of America's big banks, the reviews on Wells Fargo are mixed at best. There's a list of the ones that apply so keep watch of that. Press J to jump to the feed. If you don't fit nicely into either group I think you can probably do better. The Wells Fargo Propel American Express® card is one of the new innovations from Wells Fargo. By using our Services or clicking I agree, you agree to our use of cookies. As with the rest of America's big banks, the reviews on Wells Fargo are mixed at best. I think it's a good option for folks that want to get it and the Wells Fargo Visa Signature Card as well and use the points to book airline travel with the 50% points bonus. The 3x on streaming is nice since few cards offer it. You can pair it with the Wells Fargo Visa Signature card to get 50% more value from your points (when redeeming for airfare). Normally the brand deals are luxury, signup aggressive, or generally lagging in sales. I have ten credit cards & I've never really even been tempted by this one. Because every time I’ve needed service from wells Fargo I’ve waited 20-40 mins on hold. How are they with dealing with fraud and etc? Absolutely love this card, just sad that my intro APR is ending soon. Like a bank account? So far it’s been a great experience and I plan on getting their trifecta eventually. I capitalize on the gas, dining, and streaming multipliers. How to Increase Your Chances of Getting Approved for Wells Fargo Propel. I'll be using it for gas while not on the 5% quarter for my chase freedom and for … We find the best customer service and most consistent customer service from online banks and local credit … Many chase Freedom Flex, $ 2500, Nov 2019 waited 20-40 mins on hold point worth 1.5¢ instead 1¢... 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